Selling a fire-damaged house

After a fire, most people are dealing with insurance, somewhere to stay, and replacing the things that burned. Deciding what to do with the structure is rarely something they want to project-manage.

Fire-damaged houses are hard to sell conventionally. Smoke reaches further than the flames, restoration estimates are unreliable, and ordinary buyers cannot get a loan on a burned property.

Tell us what happened and where the claim stands

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What makes this hard

The parts that stall a normal sale

Smoke and water damage go beyond the burn

Smoke gets into framing, ductwork, and insulation throughout the house, and the water used to put the fire out causes its own damage.
Insurance rarely covers everything

Settlements often fall short of what full restoration actually costs, leaving you to fund the gap.
Retail buyers cannot finance it

Lenders will not write a mortgage on a fire-damaged structure, so the normal buyer pool disappears.

Where we fit

What we can actually do about it

We buy in post-fire condition. No demolition, no restoration, no cleanup required from you.
We can buy whether the claim is settled, still open, or already paid out. Tell us which.
Partial damage or a total loss. Both are workable.
The property stops being your responsibility at closing.

On every purchase, whatever the circumstances:

No fees or commissions
We cover closing costs
Sold fully as-is
No obligation

An offer within 24 hours. Closing in as little as 7 days, depending on the situation.

Questions

About this situation specifically

Can I sell before the insurance claim settles?

Often yes, though how the claim proceeds are handled has to be agreed in the contract. Tell us where the claim stands and we will structure it clearly.

Who keeps the insurance payout?

That depends on what we agree and on your policy. It has to be settled in writing before closing, and we will put it in plain language rather than bury it.

What if the house is a total loss?

We still buy. At that point the value is largely in the land, and we will be straightforward about that.

All questions and answers

Other reasons people call us

See every situation

Find out what we would pay

Tell us about the property and we will send a cash offer within 24 hours. If it does not work for you, turn it down.

Would rather talk to someone? Call (432) 296-5971.

Across 73 cities in 18 states.

Get your cash offer